Auto

  • No matter which car insurance companies you're considering, having a good driving record can save you money on your insurance premium. Because of your good driving and claims history, you’re the ideal candidate for an insurance company. Still, you’re probably paying more for auto insurance than you might like.

    Contact us to get the best rate!

  • It is important to get car insurance at the right price, but it's also a good idea to find the right coverage to meet your needs. If you need some help getting started, contact us about car insurance for college students.

  • Most ride-share companies are required by state law to provide insurance for their drivers. But, if you use your vehicle for both personal and business purposes, you might want to consider additional coverage to help protect it. Contact us for information and coverage options that fit your budget.

  • As a businessowner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal purposes.

    Your Businessowners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate policy.

    Contact us for a quote.

  • Enjoy more protection for your ride and the way you want to cruise. Just get a classic car insurance quote today and gain the peace of mind that comes with these specialized policy features. Contact us for a free quote.

  • Contact us to get a realistic picture of what your costs might be based on your driving record.

  • Your driving record determines if you need high risk car insurance. For example, if you've been convicted of driving under the influence (DUI) of drugs or alcohol or have multiple violations such as speeding tickets, you may require high risk auto insurance. Contact us to see your options.

  • Non-owned car insurance can cover your liability when one of your employees occasionally uses his or her personally-owned vehicle for your business. We’re happy to advise and get you coverage based on your unique situation.

  • An SR-22 is a certificate of financial responsibility required for some drivers by their state or court order. An SR-22 is not an actual "type" of insurance, but a form filed with your state. This form serves as proof your auto insurance policy meets the minimum liability coverage required by state law.

  • To be eligible for the California’s Low Cost Auto Insurance Program, or CLCA, consumers must:

    • Have a valid California driver’s license

    • Own a vehicle valued at $25,000 or less

    • Meet income eligibility guidelines

    • Be at least 16 years of age

    • Have a Good Driving Record

    Call us for more details.

Home

  • Homeowners insurance is there to help you ease the financial burden of repairing or rebuilding your home and replacing your belongings after commonplace disasters — a fire, lightning strike, tornado or even a break-in. It also can help cover your costs in a lawsuit over an injury — if, say, your dog bites a guest or your tree damages your neighbor’s car.

  • Your condo property insurance coverage can help when damage to your interior — such as built—in appliances and flooring — isn’t covered by your association’s insurance policy. Call us for more details and coverage options.

  • Not only does renters insurance cover your belongings, it also typically includes a few types of coverages such as family liability coverage, additional living expenses, and guest medical protection. Contact us for details and a free quote.

  • Get coverage for costly, unexpected events and protect your home. Contact us for coverage options.

  • Whether you’re waiting for a home to sell, looking for the right tenant or doing renovations, owning a vacant property comes with special risks. In fact, some insurers won’t cover them at all. Contact us to see your options.

  • New home under construction coverage is key insurance that protects your home and big investments while it’s being built. The coverage is more specific than a standard homeowners policy. Contact us for details and a free quote.

  • If you rent out your property on a regular basis, a standard homeowners policy isn’t likely to provide adequate coverage. Home insurance policies often exclude liability coverage — including bodily injury and property damage — for any business activity run from the home. Contact us to get the right coverage.

  • Short-term rentals are rarely covered by homeowners insurance, which is where short-term rental insurance comes in. Short-term rental insurance can protect your home and belongings, plus offer you valuable liability protection, should the need arise. Contact us for details and a free quote.

  • Home based businesses can range from small consulting practices to larger retail operations. We offer a range of coverage options that fit your unique needs. These options can help serve the needs of any home based business in a cost-effective way.

  • If you're just starting out in the flipping business, you should know that your normal homeowners insurance won't cut it when it comes to insuring that new investment property. Contact us to get details and a free quote.

  • If you live in or own property near a wildfire zone, it’s hard to find Home Insurance that will cover you. With wildfire’s increasing in recent years, it’s even harder. Contact us for assistance finding coverage with a free quote.

  • Liability coverage is needed to help protect your real estate investment from third party claims. Just one slip and fall on your land could cost you thousands of dollars in potential liability clams. Contact us for coverage options and a free quote.

Commercial

  • General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. Contact us for a free quote.

  • It can be hard to know what insurance you need when embarking on a new business venture. Startup businesses have different needs than established companies and require an insurance plan that grows with the business. Call us for help and a free quote today.

  • Workers’ compensation insurance, commonly known as workers’ comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage also includes employee rehabilitation and death benefits. Contact us for a free quote.

  • Contractors insurance is coverage that can protect your business from devastating financial debts that can result from work-related accidents. It’s important to protect your livelihood with adequate coverages and limits that match your exposure in case your business is threatened.

    Contact us for a free quote.

  • Business owners insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors.

    Call us today for a free quote.

  • Professional liability insurance is coverage that protects business professionals such as attorneys, consultants and accountants from claims of negligence or misconduct related to the services they provide. It’s often referred to as errors and omissions (E&O) insurance. Contact us for coverage details and a free quote.

  • If your company is an exporter or importer – or both – then having the relevant insurance cover in place is essential to the continuing success of your company. Contact us for a free quote.

    • Dispensaries

    • Cultivators

    • Processors and Manufacturers

    • Landlords

    • Testing Laboratories

    • Medical Marijuana Physicians

    • Marijuana Events

    Contact us for a free quote.

  • Liquor liability insurance, also known as dram shop insurance, is liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages. Learn if your business needs liquor liability coverage and how it can affect your insurance costs.

    Contact us for a free quote.

  • Whether you are a manufacturer or a wholesaler/distributor delivering products via your own fleet of commercial vehicles, an over-the-road trucker carrying cargo across the country for others, or a limousine service delivering your passengers to their destination, you need an insurer whose deep transportation expertise can keep you on the road. Contact us for a free quote today.

  • From acupuncture to radiology, healthcare professionals rely on business insurance to withstand lawsuits and accidents. We can help you secure the right coverage for your clinic. Call us for a free quote.

  • Daycare insurance, or childcare insurance, is coverage designed to meet the needs of small, at-home daycare providers. Get limited property and liability coverage that, when added to your policy, is an extension of your homeowners insurance. Call us for a free quote.

  • Get protection from unforeseen repair bills, possible loss of rent and even the cost of rebuilding your property if there’s damage from a natural disaster. In other words, you’ll have the peace of mind when you welcome your tenants to the place they’ll call home. Call us for a free quote.

  • Builder’s risk insurance, also known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction. It’s essential in helping protect construction projects, but can be complex and often misunderstood. For help deciding what’s best for you and a free quote, give us a call.

Bonds

  • License and permit bonds were designed to provide a consumer with a monetary remedy when a bonded professional fails to comply with the laws governing that profession. All 50 states have license bonding requirements and a business is required to have the bond in place before the license will be issued by local or state authorities.

    Contact us for a free quote.

  • A court bond is general term for all surety bonds an individual would need when taking an action through a court of law. These bonds may be needed to reduce the risk of financial loss or even ensuring fulfillment of a court-appointed task. Call us for more details and a quote today.

  • You are required to get a bond to protect the public. If you do not account for and pay any required taxes to the government when selling goods, a claim can be filed on your bond. Call us for details and a free quote.

  • Performance bonds are a guarantee that a contractor will complete a construction project according to the agreed upon contract. Call us for a quote today.

  • Prior to receiving their motor vehicle dealer license, applicants typically have to provide a surety bond guaranteeing their dealership will comply with industry regulations. This type of license and permit bond goes by a variety of names from one state to another. Call us for details and a quote.

  • States typically require a notary bond as a prerequisite to becoming a notary, essentially guaranteeing the public that duties will be performed according to all applicable regulations, and wrong doing avoided. Call us for details and a free quote today.

Recreational

  • We offer policies that can protect a wide variety of bikes including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds. You can even have numerous bikes on one motorcycle policy.

    Call us to get the best rate!

  • Make sure you have the right recreational vehicle (RV) insurance policy for your next trip. We offer affordable RV insurance with great coverage for your needs. Call us for details and a free quote.

  • Boat insurance can help protect you against the risks of owning and operating your boat, its motor and the trailer. On top of that, boat insurance also offers protection against liability lawsuits and medical payments. Call us for details and a free quote.